NCR registered counsellors note that when you have to work to simply pay off your accumulating debts, you are living in risk of exhaustion and possible burnout. Unfortunately, most people don’t realise how bad things are until it becomes too late. Before your situation gets to that stage, why not contact Debt Guides?
Signs That You Need The Help Of NCR Registered Counsellors
You will know that you are need of some help if you’re:
- Receiving Phone Calls from Creditors to Collect Outstanding Amounts
Often, too much debt results in your credit cards getting maxed out. This will prompt your numerous creditors to keep on calling you when you are behind on payments. The stress levels associated with such calls include anxiety, lack of sleep, loss of happiness and appetite. If you are constantly thinking about the debt problem facing you, you probably need to get in touch with NCR registered counsellors.
- Afraid of Losing Your House and Car Due to Debt
If you are constantly living in fear that debt collectors will target your car or house, then know that your debt situation is quite bad. You need to take remedial measure lest your fears turn out to be the reality.
- Rejecting Calls from Private Numbers
The situation could be so bad, that you are scared of answering calls from numbers you don’t recognise for fear that they may be from any of your creditors.
- Afraid of Being Blacklisted
When you are nervous about the possibility of getting blacklisted by credit bureaus or lending institutions, then no doubt, you are deep in debt. You stand at risk of losing your credit rating.
- Receiving Letters from Creditors Stating that You are in Arrears
When you begin defaulting on your loan payments, you are most likely to start receiving countless letters reminding you to pay up. This where NCR registered counsellors can step in to offer you viable alternatives.
- Taking Loans to Cover your Monthly Expenses
A sure sign that you seriously need a debt review is when you start to take loans so as to cover your routine monthly expenses.
- Under Threat of Repossession
You are constantly afraid that some of your possessions could be repossessed due to defaulting on payments. Debt Guides offers alternatives that could end up saving your property or valuables from being repossessed.
- Paying for Food with your Credit Card
A very telling indicator of a debt situation gone bad is when you are forced to buy your family groceries with your credit card. You have exhausted all your savings and are now living on borrowed food!
NCR registered counsellors recommend that once you have identified a potential problem with your debt, the next wise step is to come up with a plan or strategy of how you are going to tackle the problem.
If your debt situation is threatening to get out of hand, contact Debt Guides. They have ready solutions to your predicament!