With Christmas around the corner and the silly season starting to take over, a great idea would be to take some time out and plan a December/January budget.
Budgets have to include the following;
Debts with all creditors
If you skip payments on certain creditors that you intend buying school clothes from in January, they may stop your credit then where do you go for the much needed school clothes? School Stationary would fall into the same category.
Have you budgeted for that extra outfit you going to need for your year end function? What about the New Years Bash? The picnic in the park, the extra petrol spend, ice creams to keep the kids entertained?
* A payday loan is never the answer. A few minutes to work out your budget now will be an investment in your future.
If debts are spiraling out of control, Debt Review may be a solution for you.
Electricity and Rates and Tax
Skipping Payments on municipal accounts always comes back to bite you. Budget for these expenses it will save you money and difficulties.
Debt Guides have qualified Counselors to help you get through the Festive season in a FESTIVE mood.
Let Debt Guides work through a budget with you. Debt Guides offers a FREE Service with budgets and you get a FREE Credit Report to ensure that we are on the right track.
Contact Debt Guides for professional advice and a FREE Credit Report.