Do you need to get out of debt? The first thing to realise is that you’re not alone, and the second thing to realise is that help is available. Debts can keep building up and building up, until one day you realise that you’ve taken on more than you can handle. Where do you turn to then? Do you see a year ahead where you can’t afford to take your family on holiday, where you can’t afford to buy new clothing, and where you can’t afford to buy good quality nutritious food? It doesn’t have to be that way, as you’ll find out when you seek help from Debt Guides.
The True Cost Of Debt
Most people take out finance at some point in their life, whether it’s a credit card, a store card or a loan. They can seem so easy to use, and so easy to acquire, that they become almost addictive. That’s why many people across South Africa owe money to many different lenders. What happens if circumstances change, such as losing your job or having an extra mouth to feed? If you’re only paying off the minimum amounts, or even missing payments, the problems can soon mount up. You can lose track of who needs paying and when. You’ll dread the telephone ringing, or mail arriving. You could even get a knock on the door from debt collectors. It can seem like there’s no way to get out of debt. Does that sound familiar?
Don’t Run The Risk Of Being Blacklisted
If you’re struggling to get out of debt, it can seem easier to hope that things go away rather than addressing the situation head on. This is the worst thing you can do, as making late payments, or not making any payments at all, will have a negative impact upon your credit score. You could lose the house or car that you worked so hard for. You could even be blacklisted. If you’re put on a credit blacklist you’ll find it very hard to get any credit in future and this can have a major impact on your life and the lives of your family.
How To Get Out Of Debt Today
When you’re struggling to pay your bills or service your debt, let Debt Guides give you a helping hand. We understand the situation you’re in, and have a wealth of experience helping people just like you. We can provide you with immediate debt relief, and give you legal protection from creditors, as well as preventing you from being blacklisted. Your monthly payment amount can be reduced by as much as 60%, and you’ll only have one payment to make every month. This means that it will be much easier to manage your finances. To find out how we can help you get out of debt, contact Debt Guides today.