Free & Impartial Advice!

Experienced In Debt Counseling!

Gone are the days when individuals were paying hefty fees to be removed from their obligations. Our friendly professionals are standing by you every debt of the way.

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Welcome to Debt Guides

Are you suffering with debt? Did you know that you can get immediate debt relief?

For most South Africans, debt commitments are eating up most of their income, leaving very little room for movement. Many suffer the stress of meeting monthly expenses; some are even teetering on the bank of insolvency. There is an easy, dignified, legal way to get out of debt. Our consultants are professionally standing by to take your call.

You are not alone. We will walk with you every step of the way, guiding you on your path to easy Financial Living.

Benefits of Debt Review include:

Debt Review can change your life tremendously for the better. It will enable you to re-organize all your debt and a structured payment plan suitable for your budget. Whilst, under debt review, unlike blacklisting it does not stay on your permanent credit record. Your assets are protected from repossession. You get to keep your car, home and business. You need not pay any upfront fees. All Debt Review fees are strictly prescribed by the National Credit Regulator (NCR) and are practically the same for all SA Debt Counselors. The fees are structured to a reduced monthly fee, depending on the amount of debt you have. This means all clients’ fees will vary based on their credit record.


You know you could do with some help from Debt Guides if you’re:

  • receiving phone calls from creditors to collect outstanding amounts
  • afraid of losing your house and car due to debt
  • rejecting calls from private numbers
  • afraid of being blacklisted
  • receiving letters from creditors stating that you are in arrears
  • taking loans to cover your monthly expenses
  • under threat of repossession
  • paying for food with your credit card

We Offer Financial & Superior Services

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Here's what our clients have to say about their experiences with Debt Guides

Jason D.

I tried to keep my failing business going by using my personal credit cards and by the time I pulled the plug, I had about R107 000 in credit card bills to pay. Debt Guides was able to reduce the interest rate and I will be able to pay it off in about 23 months. Thanks again for the great work!

Jerome W.

Thank you so much for all your help both professionally and personally

Charlie & Cheryl B.

When we accomplish our goal, we will have eliminated R105 000 of debt within a year and half. We cannot be more excited and proud to be a part of Debt Guides family. We have gained the knowledge and confidence to move forward in our financial lives and are even more excited about possibilities our future has to offer. We've learned that you don't have to compromise your way of life in order to gain financial success.

Joshua D.

I was amazed with the service, friendliness and support. I wasted so much time and money on other sites looking for the right company to help me with my financial difficulties. Thanks for supporting me through the entire process. I will refer clients to Debt Guides for many years to come.

Sean N.

Just want to say thank you again to the team at Debt Guides. I will never forget how you guys supported me throughout all my troubles. I got to keep my car and home because of you. Thanks again and keep it up.

Themba M.

Thank you more than words can say. It seems we have been struggling for so long and kind and consideration is much appreciated as it gives me strength to continue moving forward...I just want you to know that your caring attitude is priceless in these hard times. With sincere thanks,

Mbali S.

Dear Debt Guides, I just want to say thank you to all of you who consistently helped me in my credit matters. This situation I am in is not a fun place to be in. It helps to know that there are good people like yourselves that truly want to help others. You have made some incredible deals for me and I greatly appreciate it!