FAQ’s

How long is debt review?

Debt review is crucial for South Africans struggling with unmanageable debt, taking 3 to 5 years to complete, depending on individual circumstances, as each plan varies and the process varies from person to person. How does debt review work? The National Credit Act introduced debt review in 2007 to assist South African consumers over-indebted. This

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How does the free debt review assessment work?

A free, no-obligation debt review assessment is the initial step in the debt review process, assessing an individual’s financial situation. A debt counsellor reviews your credit report and monthly income and expenses to determine your debt-to-income ratio. A high ratio indicates difficulties in repaying debts. In South Africa, an individual is considered over-indebted if they

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